Warning: filemtime(): stat failed for H:\root\home\ubsupprogram-001\www\FinalMajidata\wp-content\plugins\dropdown-multisite-selector/assets/js/dms-front.js in H:\root\home\ubsupprogram-001\www\FinalMajidata\wp-content\plugins\dropdown-multisite-selector\functions\wordpress.php on line 47

Playing duitnow slot online casino Malaysia through Alibaba33 online casino Malaysia can be a fun and rewarding experience for those who enjoy playing games for fun. judipoker365.comBet duitnow casino on your favourite slots, live, sporting events and win big! If you enjoy sports, slots like Mega888 ewallet Alibaba33 online casino Malaysia has something for you.

Accessing Commercial Financing

Regulatory Tools


The Kenya water supply and sanitation (WSS) sector has been on a long path of facilitating commercial lending to Water Service Providers (WSP).  A key component of this effort is the evolution of rating the credit risk of WSPs for local lenders. The Water Services Regulatory Board (WASREB) and the Water and Sanitation Program of the World Bank have created a WSP Creditworthiness Index and designed toolkits for Water Service Providers, County governments and Lender to facilitate  access to commercial  lending and financing of the water and sanitation sector in Kenya.

All the  tool kits  provides a standardized procedure for loan application and appraisal for investments in water and sanitation projects. The toolkit are  specifically designed for the Kenya market.



The Creditworthiness Index provides a proxy rating in lieu of performing full shadow credit rating analysis.It will provide lenders with an initial overview credit screening of WSPs.  It  will also provide the  WSPs with a benchmark to measure their overall creditworthiness as well as their individual financial performance against their peers.  The examination of the financial and operational indicators, in comparison to the market, will assist WSPs to gauge performance and institute measures to improve business efficiency and creditworthiness.

View the Credit Worthiness Index

Download the Credit Worthiness Index


This toolkit is designed to give Water Service Providers (WSPs) useful insights into how the commercial lending sector in Kenya operates and help facilitate commercial borrowing by the sector.

View WSPs Toolkit

Download WSPs Toolkit


This toolkit is designed to give the County Governments useful insights into how WSPs can utilize commercial financing to fund their infrastructure projects.


View County Government Toolkit

Download County Government Toolkit


This toolkit is designed to give lenders useful insights into how the water sector in Kenya operates to help facilitate commercial lending into the sector. The  toolkit is a resource for bank officers, bank credit committee members, water project investors and guarantors.


View Lenders Toolkit

Download Lenders Toolkit

E) Financing Model for WSPs

(Kindly enable your excel sheet macros for the sheet to work properly)


View Financing Model for WSPs

Download Financing Model for WSPs

Share this